Though accessing cash from your 401(k) sounds simple, consider some of the consequences. For instance, if you leave your job, you could be forced to repay the loan in full before your next federal tax return is due. If you can’t repay the loan, you might be hit with tax penalties. *First time customers approved up to $600. The difference between a direct lender and a broker is that with a direct lender, you apply for your loan and receive money directly from that lender, whereas with a broker you provide easy same day loans for unemployed them your details and they then input those details into their system and await a response from various lenders. Receiving cash (using a cash card*2) ⇒ Visit the official website of Cash USA Customer Notice: Advance of money and extensions of credit should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling. The Website does not constitute an offer or solicitation to offer a loan.